Step 8. Get through a day without spending any cash.
Try to be less of a consumer. You’ll find it liberating. As a student or a teenager you managed it everyday. Just for a change see if you can return to that state of mind.
Once you’ve done this once or twice, look for a few simple means of reducing expenditure. This could be as simple as driving less, or using public transport or your bicycle.
Did you know that in London, it’s not unusual to sit on a bus and find yourself next to a cabinet minister? Put aside your prejudice about public transport, and enjoy the cash you save.

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