I regularly see clients who are concerned that they 'have no choice' about a situation. In reality, this is rarely the case. Most people would rather get into a dialogue with someone struggling with contractual obligations, rather than involve a costly lawyer.
It's not going to work every time, however recognizing that dialogue can result in a solution and a better working relationship in future is something many people overlook.
Whether it's the bank, a landlord, or a supplier, you are better off getting face to face with them and letting them know you are addressing an issue and requesting their co operation, than getting into costly legal fights. Most business relationships of value are based on a degree of trust. If there is none, it's not a relationship you need to worry very much about.
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